Who Qualifies For Debt Relief?

During current times, America is a nation whose citizens are riddled with debt. It has been estimated that the average American household has about $137,000 in debt, which includes credit card debt, student loans, mortgages and car loans. This amount varies from state...

Key Factors When Considering Bankruptcy

The decision to file for bankruptcy is a serious one. But when you are constantly hiding from the phone due to calls from creditors, you know that something has to be done. To make the right choice, it’s important to consider a few key factors. Do you have any...

Credit and Debt Consolidation Programs

During the current tough economic times, it’s not difficult to build up a lot of debt in many different forms. The use of credit cards with high interest rates, expensive mortgages, and auto or student loans can all mean high monthly payments that soon spiral...

Chapter 13 Bankruptcy

During today’s tough economic times, people often find themselves drowning in debt or using their charge cards just for basic needs. It’s easy for the balances to pile up, and yet credit card companies still keep sending new offers in the mail. After...