He was very responsive and professional

I had received a summons on a private student loan, I was recommended to Michael Hoverson. He was very responsive and professional. Knew exactly how to help me and low and behold my suit was dropped. I highly recommend him as a lawyer. If I could rank him higher I would. Thank you Michael!

March 12,2021

Truly saved the headaches

If you have student loans and want to figure out which path to go down to pay them off, get forgiveness, etc, Mike is truly the best lawyer to do that.

I’m a teacher and I couldn’t get the forms and small nuances that are needed to be done correctly done in a way that I knew I had done them. I also felt overwhelmed by the sheer amount of what was needed to be done in order to start the process. It got to a point where I was frustrated even looking at the paperwork and decided to reach out and Mike’s office called me back within an hour or so and he personally walked me through the process.

I didn’t think it could be as low stress as this, but because Mike is so incredibly thorough he was able to find the right path for me that after hours of researching, I wouldn’t have noticed.

What really compelled me to write this is just today I got a letter with my payments and what they would look like and Mike went through without being asked and found that it was incorrect on their end and that I would have paid a lot more each month. I would have NEVER found that in the paperwork.

If you feel like you’re not wanting to deal with the frustrations- get this man to help. Truly saved the headaches and I know it was done correctly not only that but quicker than I ever would have been able to do.

February 18,2021

Thank you Mike!

Michael did a wonderful job helping me with a legal matter in 2008. When I called him recently for help he not only remembered me but the complicated situation I had. He was able to quickly retrieve the necessary information that I needed to rectify my problem.

He was able to provide me with what I needed along with additional legal information that was truly helpful. He was the best attorney I have every worked with. I would truly recommend him to all my friends and family.

February 13,2021

Hoverson Law Offices helped me settle a student loan debt

Hoverson Law Offices helped me settle a student loan debt that had been very burdensome for a number of years. Mike aggressively negotiated them and got them to agree to settle for less than half of what I owed, which was the best possible outcome. If you are struggling with a student loan debt, I highly recommend making a call to Hoverson Law Offices as soon as possible.

July 31,2020

Expert Attorney for Student Loan Debt!

I am profoundly grateful for the assistance Michael Hoverson provided me with my student loan debt; never in a million years did I expect to get a debt payment reduced from over $1000 per month to less than $200 per month with locked in interest rate!! Initially when I contacted Hoverson Law Firm I was very skeptical in getting private student loan debt reduced but had to give it one last try. I am so glad I contacted Michael! The caliber of representation provided by Michael Hoverson is unmatched to any previous attempts at getting assistance with private student loans where I was told “there is nothing we can do”. Well, I am over the moon ecstatic about my settlement and would recommend Michael Hoverson for representation of student loan debt, Michael is truly knowledgeable and current with laws concerning student loan debt. If you are struggling with student loan debt please do not hesitate to contact Hoverson Law Firm, you will not be disappointed and well worth the expense to retain Michael Hoverson for representation.

July 2,2020

Best Student Loan Attorney

Student loan debt was crippling my life and I was in desperate need for help. I reached out and interviewed several different law offices that specialized in student loan debt. I felt trapped because nobody would take my case. When I called and talked to Michael Hoverson he listened to my situation and my thoughts on what direction we could take the case. Michael took that information and was upfront with me on what services he could provide. It was a very difficult case and Michael didn’t over promise on what he could deliver. Michael is extremely detailed not only in building the case against the school but also was very detailed on billing. I had complete confidence in Michael when we walked into the court room. I am thankful that I hired Hoverson Law Offices because we won the case and my complete private student loans were completely wiped out and my federal loans are on a plan that I can afford to pay back. Every case is different but I would highly recommend Hoverson Law Offices to anybody that is struggling with any bankruptcy needs.

June 10,2020

Outstanding Law Firm

I’m truly thankful I found the law office of Michael Hoverson. Michael’s expertise in handling my Federal Student Loan Debt, enabled me to start over in life without this burden. Michael was professional, personable and compassionate at every stage of the process. I would highly recommend this law firm to anyone needing it services.

January 15,2020

Rock Solid Lawyer

Mike represented me over 5 years with a somewhat complicated 27 year old student loan situation. He was exactly the knowledge and support I needed to maneuver through this situation. He is knowledgeable, intelligent, honest and organized. And even though I didn’t get the perfect ideal outcome, I know I got the best outcome possible. I would not have gotten this outcome without Mike’s representation.

May 11,2019

Great help with student loan debt!

I had an excellent experience hiring Mr. Hoverson regarding my student loan debt. Specifically, my private loans with 2 different lenders. We were able to settle my case in a way that I am extremely satisfied with and I consider the money I spent hiring him to have been completely worth it! I especially liked that he is clearly on top of the current law concerning this, the research he did to my specific kind of case, and that he met with me and reviewed my case before taking it on to make sure it wouldn’t be a waste of my money and his time. If you are in any way struggling with debt of this kind or feeling lost regarding other creditors I highly recommend him. I also would recommend him for other bankruptcy or related matters and general civil litigation. Lastly, he was easy to communicate with and reach from the moment I first was referred to him. You will not find yourself delegated to others and I felt his personal attention to my case really made the difference. I would hire him again for other matters and refer him to friends/family.

October 17,2016
Avvo, Home Page

Excellent advocate with speciality in student loan debt

Mike is on the cutting edge of student loan debt law. He knows his stuff and has helped many people who are crushed in student loan debt. He can explain your rights. He did for me.

March 22,2018
Avvo, Home Page

Mike was extremely helpful in getting my private student loan debt lawsuit to a manageable dollar amount without having to go to court over it. Would recommend him to anyone who was going through what I was at the time, in a heartbeat. Graciously thankful to him and his team for all the work they did for me.

March 23,2018
Google, Home Page

Excellent guidance through a difficult time

My experience working with Mike has been nothing short of outstanding. He is an extraordinary attorney that has a real understanding of how to take care of his clients as people first. He is professional, detail oriented and meticulously organized. He makes himself readily available to his clients which is especially important while walking through something as difficult as a bankruptcy.
My recommendation is five stars and then some. Thank you Mike.

March 21,2018

Great service

Everything Mike did for me was on time, Mike was very informative, helpful, told me what to expect. I would most definitely ask for his services and or recommend his services to family and friends.

July 9,2018

Outstanding Lawyer!

Atty. Mike is well-versed with his profession. He is detail oriented, concise, and honest. He charges reasonably and provides remarkable service. We are so happy with how the bankruptcy case turned out and how he took charge and took care of us throughout the whole process. And no extra charge extra everytime we call him to ask questions!

Roussel & David
October 6,2016

Mike Hoverson helped me through Chapter 13 bankruptcy. I recently completed the process, and my bankruptcy has been discharged. Mike made it as simple and painless as possible. His advice was excellent. I would recommend him to anyone considering bankruptcy!

May 17,2018

Mike was very responsive to us. His guidance was exactly what we needed. His front-end estimate on what his costs would be ended up to be right about where they ended up.

July 9,2018


My 10 year old company tried to survive the great recession and built up tremendous credit card debt. We tried to pay it back and set up payment plans with the credit card company; however after losing 50% of our business because of the economy we finally realized we could not possibly stay on the creditor’s desired payment plan. I had never filed bankruptcy before nor had anyone in my family. It was a humbling and gut wrenching decision. Once I found Mike Hoverson he was wonderful. He did not make me feel like a loser or bad person at all and walked me very carefully through all the steps and what would be needed. He communicated very clearly, did what he said he would do and I am very thankful I found him.
I would highly recommend Mike and if you are in doubt about how to move forward, ask him for a consultation. He is the best!

October 10,2016

Excellent Lawyer

We went to him with what seems to us a complex problem and he made a simple plan with objectivity that was attainable and substantial. Eventhough it was a long and tedious process, we came out victorious. Exceptional service. Best advise. Personalized care. Committed.

Gen and Glen
September 22,2016

Mike Hoverson is one of the best attorneys I have ever worked with. He is knowledgeable, honest, diligent, professional, efficient and truly cares about his clients well-being. Mike has integrity and compassion. If you are in need of an attorney, I highly recommend Mike Hoverson!

August 13,2015
Linked In

Thorough, Detailed and Very Professional

At a time of difficulty we turned to Mike Hoverson. We were treated with respect and professionalism. We were very pleased with our outcome and would highly recommend Mike to anyone.
Very impressive.
Thank you Mike.

July 23,2015

Excellent choice

We worked through a very difficult process with this attorney . He was amazing the whole time . Mike kept us informed and had options and he had so much information for us. Two years later our lives are different and we have this man to thank! Mike cares about his clients and works very diligently to dot the I’s and cross the T’s.

July 20,2015

Immediate relief

Finding Mike when we were in need of serious financial help was an answered prayer. His balance of professionalism, knowledge and empathy made our bankruptcy process as positive as it could be. Over 5 years, Mike has helped with a tangled mess of complications ranging from taxes to mortgage issues. He has been straight-forward and diligent in the solutions provided, and he immediately engages and follows up. I would highly recommend Mike to anyone needing to dig out of what feels like a bottomless pit. You will feel immediate relief after the first meeting.

June 26,2015

I first contacted Michael Hoverson when I was contemplating filing for bankruptcy. I could not have asked for a better individual to guide me through the pros and cons. I immediately felt confident in his knowledge and abilities which proved beneficial as I ultimately went through with the bankruptcy. Michael’s calming personality along with his expertise allowed me get through what would normally be a difficult process. I would recommend Michael Hoverson to anyone that is looking at Bankruptcy as a possibility.

June 20,2015
Linked In

Pillar in a storm

Our case has been full of twists and turns, and uncommon circumstances. Mike has been extremely patient, knowledgeable, helpful and reassuring through it all. When he did not have an answer for us because of unusual circumstances, he was effective and persistent in finding us the answers we needed. He has gone way above and beyond in all areas, and has been a strong advocate for us through the entire process.

June 19,2015