Credit and Debt Consolidation Programs

During the current tough economic times, it’s not difficult to build up a lot of debt in many different forms. The use of credit cards with high interest rates, expensive mortgages, and auto or student loans can all mean high monthly payments that soon spiral...

Chapter 13 Bankruptcy

During today’s tough economic times, people often find themselves drowning in debt or using their charge cards just for basic needs. It’s easy for the balances to pile up, and yet credit card companies still keep sending new offers in the mail. After...

Chapter 7 Bankruptcy

If you’re so overwhelmed with debt that you believe there’s no hope of repaying all that you owe, you need to consider a financial option that will work for you. Chapter 7 bankruptcy allows you to liquidate your assets and start over again with a clean...

Federal Student Loan Forbearance

Forbearance is a temporary fix for one’s student loan troubles. It is used to keep the loan out of default. A deferment is another option that occurs when the lender temporarily allows the borrower to stop making payments for a period of time. With subsidized loans,...

About Private Student Loan Default

There are some alternatives for private student loans that aren’t available for federal student loans. Private student loans aren’t eligible for forgiveness programs. However, negotiation on a lump sum settlement, reduction of principal and affordable payments, or...

Student Loan Default in Minneapolis

The consequences for defaulting on your student loans are huge. Most student loans are considered in default when the borrower fails to pay for 270 days. When the loan goes into default, it is then assigned to a debt collector, which can add collection fees to the...

Student Loan Forgiveness in Minneapolis

A major perk of working in public service and as a teacher is student loan forgiveness. Congress enacted a variety of different student loan forgiveness programs. Our student loan attorney at Hoverson Law Offices, P.A. can explain these programs to you and determine...

Student Loan Help in Minneapolis

If you or a loved one in the Minneapolis area are looking for student loan help in Minnesota, the legal team at Hoverson Law Offices, P.A., can help you. We understand how serious student loan default is and how it can affect your financial future. We want you to know...

About Student Loan Relief in Minnesota

Many people live under the burden of their hefty student loan payments. They are unaware of the resources available to help them to get out of these burdens. One such resource is student loan forgiveness. While student loans were taken out to help someone to get ahead...