Key Factors When Considering Bankruptcy
The decision to file for bankruptcy is a serious one. But when you are constantly hiding from the phone due to calls from creditors, you know that something has to be done. To make the right choice, it’s important to consider a few key factors. Do you have any...Credit and Debt Consolidation Programs
During the current tough economic times, it’s not difficult to build up a lot of debt in many different forms. The use of credit cards with high interest rates, expensive mortgages, and auto or student loans can all mean high monthly payments that soon spiral...Chapter 13 Bankruptcy
During today’s tough economic times, people often find themselves drowning in debt or using their charge cards just for basic needs. It’s easy for the balances to pile up, and yet credit card companies still keep sending new offers in the mail. After...Chapter 7 Bankruptcy
If you’re so overwhelmed with debt that you believe there’s no hope of repaying all that you owe, you need to consider a financial option that will work for you. Chapter 7 bankruptcy allows you to liquidate your assets and start over again with a clean...Federal Student Loan Forbearance
Forbearance is a temporary fix for one’s student loan troubles. It is used to keep the loan out of default. A deferment is another option that occurs when the lender temporarily allows the borrower to stop making payments for a period of time. With subsidized loans,...About Private Student Loan Default
There are some alternatives for private student loans that aren’t available for federal student loans. Private student loans aren’t eligible for forgiveness programs. However, negotiation on a lump sum settlement, reduction of principal and affordable payments, or...Hire a Student Loan Attorney to Represent You
At Hoverson Law Offices, P.A., we have an experienced student loan attorney who knows how to adequately help those with student loan debt in and around Minneapolis. Many people suffer from the stress and worry of having to default on their student loans. If you or a...Student Loan Default in Minneapolis
The consequences for defaulting on your student loans are huge. Most student loans are considered in default when the borrower fails to pay for 270 days. When the loan goes into default, it is then assigned to a debt collector, which can add collection fees to the...Student Loan Forgiveness in Minneapolis
A major perk of working in public service and as a teacher is student loan forgiveness. Congress enacted a variety of different student loan forgiveness programs. Our student loan attorney at Hoverson Law Offices, P.A. can explain these programs to you and determine...Contact Us
Hoverson Law Offices, PA
We Have Over 35 Years Solving Financial Problems. Our practice areas include bankruptcy, consumer protection, debt consolidation, defending against creditor lawsuits, litigation, and STUDENT LOAN DEBT RELIEF.