Student loan default is not the greatest situation to get yourself stuck in. There’s no sugar coating that. However, if you have found yourself in a situation where you are facing a student loan default, the attorney at Hoverson Law Offices, PA, in Minneapolis, can help you get out of the situation you are facing. First of all, we need to understand the difference between federal student loan default and private-public loan default. Federal student loan defaults kick in for the most part after you have failed to make payments for 270 days. The options you have for confronting this are loan repayment, loan rehabilitation, and loan consolidation plans. Each of these programs come in various forms and can be applied to your situation according to your current financial situation. It is well worth investigating all of your options with the help of a qualified student loan attorney and finding what will best help you confront this stressful type of situation. Private student loan default is entirely different. There are no extended default periods, such as with the federal student loans. You will fall into default the minute you miss a payment. There are even times where the fine print in a contract can force borrowers who make all of their monthly payments on time into default. Also, the collections process tends to be far more stringent with private student loan default, and can sometimes be tackled by the lender filing a lawsuit against the borrower. Obviously, it is not worth the risk to address these types of issues without the help of an experienced and qualified legal expert in this area. Contact the Hoverson Law Offices today to speak with our qualified student loan attorney today. They will help you discover how to find relief, consolidation, and answers to your student loan worries. As a leading Minneapolis, Minnesota firm offering student loan help services, we are committed to helping you!