If you suddenly find yourself unable to pay your bills because of unemployment, huge medical bills, credit card debt or divorce you may want to consider filing bankruptcy. Many people today are struggling to keep a roof over their head and food on the table, not to mention paying off huge debts. Chapter 7 bankruptcy attorneys are specialists in solving personal finance problems. Chapter 7 bankruptcy attorneys can totally eliminate all of your debts, providing you with a clean slate. From the moment the papers are filed the harassing phone calls from creditors will stop. Within two weeks a notice will be mailed to each one of your creditors. Your wages can no longer be garnished, judgments against you will be removed, and you will be on your way to financial freedom and a fresh start at life. Bankruptcy is not an end; it is a new beginning. Never feel ashamed, some of the largest companies and biggest celebrities have filed bankruptcy. It’s one of the best ways to secure a financial future for yourself and your family. A Chapter 7 bankruptcy attorney will file all the necessary paperwork and assist you in keeping as many personal resources as possible. They will help eliminate your debt and help you to stay debt free in the future. You will be required to take the means test to make sure you qualify for chapter 7. A means test will take down all of your financial information such as your debts, assets and income. If your debts outweigh your finances, you will most likely qualify for chapter 7. A financial specialist, your attorney can help you fill out the necessary paperwork. Chapter 7 bankruptcy does require you to liquidate some of your resources. A lawyer can prevent creditors from taking your car and your home. If a second home is owned it may have to be liquidated. Do not hire an attorney based on their fee alone. It is extremely important to select an attorney who specializes in bankruptcy. Other lawyers are not as qualified as specialists who deal with bankruptcy cases day after day. If you choose a competent attorney, like Hoverson Law Offices, we will provide the tools to help you solve your personal financial problems.