Testimonials

I am incredibly grateful to have worked with Michael Hoverson on my complicated case. He is personable, sharp, and thorough. He worked very hard to negotiate a settlement that included a major reduction of my daughter’s student loan debt, of which I am a cosigner. The results were above and beyond what I expected, and I cannot recommend him enough.

Mike Hoverson has helped me with my private student loans. He is amazing at working with loan companies to get the best outcome.

Before I came to Mike for help with my student loans. I tried dealing with the collection agency all on my own and that was an absolute nightmare. He was able to deal with them on my behalf. Got my student loans out default cleaned up my credit. And because of that I was able to purchase my first home. My only regret is that I did not reach out sooner for help.

Mike is knowledgeable and efficient. From the very first phone call, I knew I was in excellent hands. He kept me informed throughout the process and answered all questions and emails promptly. He offered honest and helpful advice for my situation. Extremely satisfied with the outcome.

Navigating the student loan world is hard enough and the best decision I made was to call Mike Hoverson. He made me feel like I wasn’t alone and in fact told some of what was being done was unlawful. Mike was kind and patient and really went to bat for me. He laid it all out for me and took an extremely stressful situation and made it manageable. He is extremely knowledgeable and hard working. He holds the servicer accountable for their actions as well. He was truly a life saver and life changer.

I worked with Mr. Hoverson for a chapter 7 bankruptcy back in 20152016 and he really made me feel better about an incredibly scary and stressful situation. I was about to have a baby and already stressed out, it was such a huge weight off my shoulders to be able to tell debt collectors to call someone else. Plus he was able to take my case and wait for me to come up with the retainer later before filing with the courts. Understanding the situation, being a young, broke, first time momtobe charging daily necessities and groceries to credit cards, I had no money and had to wait for my tax return. I was terrified what would happen to my credit profile and while it obviously did take a hit, he assured me it’s not as difficult to build it back up with responsible credit usage afterwards and he was right. It only took a couple of years with a credit builder card to bounce back to a respectable number and while some lenders still don’t like it, most are understanding. Almost 8 years on, it has been removed from my report with 1 out of the 3 credit bureaus and will fall off the other two in the next couple of years and my credit is pretty good now. He made sure I was able to keep my car and without all that debt weighing me down, I was able to buy my first house last year. I probably could have sooner, had I known about MN’s first time home buyer program…but that’s for a different review. For knowledgeable, understanding and non judgmental representation in bankruptcy

I was at a point I felt like there was no hope, student loans were going to ruin my life. Not only did Mike tell me there was hope he delivered. Where other lawyers said nothing could be done Mike got over $400K in student loans discharged! This alone would have been enough. However, I have to mention that he was always available for me, he answered my calls, emails, and messages immediately or returned them in a timely matter. He made me feel like his #1 client through the whole process. He is an outstanding professional do not hesitate to contact him!

If you are looking for a knowledgeable and effective attorney to help you with your student loan issues, Mike is your guy! He has a lot of experience with student loans and he will not waste your time or money. I had an unusual situation, and within a year Mike was able to get me a settlement offer that I could not turn down. He’s organized and communicative, which was very reassuring during this process. If you’re having issues, give him a call you will only regret that you didn’t call him sooner!

Mike was a professional at every step of the process. He was very thorough at every level of the few months it took to reach a decision. He kept me informed along the way. The summary judgment ended in my favor. This was due to his excellent efforts on my behalf.

Mike was outstanding with helping me with my case. He worked really hard for me and did a great job.

Mike has been assisting me with my student loans and always available for questions throughout my time working with him. He has been efficient and effective, and I truly appreciate his efforts!

I had received a summons on a private student loan, I was recommended to Michael Hoverson. He was very responsive and professional. Knew exactly how to help me and low and behold my suit was dropped. I highly recommend him as a lawyer. If I could rank him higher I would. Thank you Michael!

If you have student loans and want to figure out which path to go down to pay them off, get forgiveness, etc, Mike is truly the best lawyer to do that.

I’m a teacher and I couldn’t get the forms and small nuances that are needed to be done correctly done in a way that I knew I had done them. I also felt overwhelmed by the sheer amount of what was needed to be done in order to start the process. It got to a point where I was frustrated even looking at the paperwork and decided to reach out and Mike’s office called me back within an hour or so and he personally walked me through the process.

I didn’t think it could be as low stress as this, but because Mike is so incredibly thorough he was able to find the right path for me that after hours of researching, I wouldn’t have noticed.

What really compelled me to write this is just today I got a letter with my payments and what they would look like and Mike went through without being asked and found that it was incorrect on their end and that I would have paid a lot more each month. I would have NEVER found that in the paperwork.

If you feel like you’re not wanting to deal with the frustrations- get this man to help. Truly saved the headaches and I know it was done correctly not only that but quicker than I ever would have been able to do.

Michael did a wonderful job helping me with a legal matter in 2008. When I called him recently for help he not only remembered me but the complicated situation I had. He was able to quickly retrieve the necessary information that I needed to rectify my problem.

He was able to provide me with what I needed along with additional legal information that was truly helpful. He was the best attorney I have every worked with. I would truly recommend him to all my friends and family.

Hoverson Law Offices helped me settle a student loan debt that had been very burdensome for a number of years. Mike aggressively negotiated them and got them to agree to settle for less than half of what I owed, which was the best possible outcome. If you are struggling with a student loan debt, I highly recommend making a call to Hoverson Law Offices as soon as possible.

I am profoundly grateful for the assistance Michael Hoverson provided me with my student loan debt; never in a million years did I expect to get a debt payment reduced from over $1000 per month to less than $200 per month with locked in interest rate!! Initially when I contacted Hoverson Law Firm I was very skeptical in getting private student loan debt reduced but had to give it one last try. I am so glad I contacted Michael! The caliber of representation provided by Michael Hoverson is unmatched to any previous attempts at getting assistance with private student loans where I was told “there is nothing we can do”. Well, I am over the moon ecstatic about my settlement and would recommend Michael Hoverson for representation of student loan debt, Michael is truly knowledgeable and current with laws concerning student loan debt. If you are struggling with student loan debt please do not hesitate to contact Hoverson Law Firm, you will not be disappointed and well worth the expense to retain Michael Hoverson for representation.

Student loan debt was crippling my life and I was in desperate need for help. I reached out and interviewed several different law offices that specialized in student loan debt. I felt trapped because nobody would take my case. When I called and talked to Michael Hoverson he listened to my situation and my thoughts on what direction we could take the case. Michael took that information and was upfront with me on what services he could provide. It was a very difficult case and Michael didn’t over promise on what he could deliver. Michael is extremely detailed not only in building the case against the school but also was very detailed on billing. I had complete confidence in Michael when we walked into the court room. I am thankful that I hired Hoverson Law Offices because we won the case and my complete private student loans were completely wiped out and my federal loans are on a plan that I can afford to pay back. Every case is different but I would highly recommend Hoverson Law Offices to anybody that is struggling with any bankruptcy needs.

I’m truly thankful I found the law office of Michael Hoverson. Michael’s expertise in handling my Federal Student Loan Debt, enabled me to start over in life without this burden. Michael was professional, personable and compassionate at every stage of the process. I would highly recommend this law firm to anyone needing it services.

Mike represented me over 5 years with a somewhat complicated 27 year old student loan situation. He was exactly the knowledge and support I needed to maneuver through this situation. He is knowledgeable, intelligent, honest and organized. And even though I didn’t get the perfect ideal outcome, I know I got the best outcome possible. I would not have gotten this outcome without Mike’s representation.

I had an excellent experience hiring Mr. Hoverson regarding my student loan debt. Specifically, my private loans with 2 different lenders. We were able to settle my case in a way that I am extremely satisfied with and I consider the money I spent hiring him to have been completely worth it! I especially liked that he is clearly on top of the current law concerning this, the research he did to my specific kind of case, and that he met with me and reviewed my case before taking it on to make sure it wouldn’t be a waste of my money and his time. If you are in any way struggling with debt of this kind or feeling lost regarding other creditors I highly recommend him. I also would recommend him for other bankruptcy or related matters and general civil litigation. Lastly, he was easy to communicate with and reach from the moment I first was referred to him. You will not find yourself delegated to others and I felt his personal attention to my case really made the difference. I would hire him again for other matters and refer him to friends/family.

Mike is on the cutting edge of student loan debt law. He knows his stuff and has helped many people who are crushed in student loan debt. He can explain your rights. He did for me.

Mike was extremely helpful in getting my private student loan debt lawsuit to a manageable dollar amount without having to go to court over it. Would recommend him to anyone who was going through what I was at the time, in a heartbeat. Graciously thankful to him and his team for all the work they did for me.

My experience working with Mike has been nothing short of outstanding. He is an extraordinary attorney that has a real understanding of how to take care of his clients as people first. He is professional, detail oriented and meticulously organized. He makes himself readily available to his clients which is especially important while walking through something as difficult as a bankruptcy.
My recommendation is five stars and then some. Thank you Mike.

Everything Mike did for me was on time, Mike was very informative, helpful, told me what to expect. I would most definitely ask for his services and or recommend his services to family and friends.

Atty. Mike is well-versed with his profession. He is detail oriented, concise, and honest. He charges reasonably and provides remarkable service. We are so happy with how the bankruptcy case turned out and how he took charge and took care of us throughout the whole process. And no extra charge extra everytime we call him to ask questions!

Mike Hoverson helped me through Chapter 13 bankruptcy. I recently completed the process, and my bankruptcy has been discharged. Mike made it as simple and painless as possible. His advice was excellent. I would recommend him to anyone considering bankruptcy!

Mike was very responsive to us. His guidance was exactly what we needed. His front-end estimate on what his costs would be ended up to be right about where they ended up.

My 10 year old company tried to survive the great recession and built up tremendous credit card debt. We tried to pay it back and set up payment plans with the credit card company; however after losing 50% of our business because of the economy we finally realized we could not possibly stay on the creditor’s desired payment plan. I had never filed bankruptcy before nor had anyone in my family. It was a humbling and gut wrenching decision. Once I found Mike Hoverson he was wonderful. He did not make me feel like a loser or bad person at all and walked me very carefully through all the steps and what would be needed. He communicated very clearly, did what he said he would do and I am very thankful I found him.
I would highly recommend Mike and if you are in doubt about how to move forward, ask him for a consultation. He is the best!

We went to him with what seems to us a complex problem and he made a simple plan with objectivity that was attainable and substantial. Eventhough it was a long and tedious process, we came out victorious. Exceptional service. Best advise. Personalized care. Committed.

Mike Hoverson is one of the best attorneys I have ever worked with. He is knowledgeable, honest, diligent, professional, efficient and truly cares about his clients well-being. Mike has integrity and compassion. If you are in need of an attorney, I highly recommend Mike Hoverson!

At a time of difficulty we turned to Mike Hoverson. We were treated with respect and professionalism. We were very pleased with our outcome and would highly recommend Mike to anyone.
Very impressive.
Thank you Mike.

We worked through a very difficult process with this attorney . He was amazing the whole time . Mike kept us informed and had options and he had so much information for us. Two years later our lives are different and we have this man to thank! Mike cares about his clients and works very diligently to dot the I’s and cross the T’s.

Finding Mike when we were in need of serious financial help was an answered prayer. His balance of professionalism, knowledge and empathy made our bankruptcy process as positive as it could be. Over 5 years, Mike has helped with a tangled mess of complications ranging from taxes to mortgage issues. He has been straight-forward and diligent in the solutions provided, and he immediately engages and follows up. I would highly recommend Mike to anyone needing to dig out of what feels like a bottomless pit. You will feel immediate relief after the first meeting.

I first contacted Michael Hoverson when I was contemplating filing for bankruptcy. I could not have asked for a better individual to guide me through the pros and cons. I immediately felt confident in his knowledge and abilities which proved beneficial as I ultimately went through with the bankruptcy. Michael’s calming personality along with his expertise allowed me get through what would normally be a difficult process. I would recommend Michael Hoverson to anyone that is looking at Bankruptcy as a possibility.

Our case has been full of twists and turns, and uncommon circumstances. Mike has been extremely patient, knowledgeable, helpful and reassuring through it all. When he did not have an answer for us because of unusual circumstances, he was effective and persistent in finding us the answers we needed. He has gone way above and beyond in all areas, and has been a strong advocate for us through the entire process.